Terms and Conditions

By creating an account, accessing, or otherwise using the North Sharewarden Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

North Sharewarden provides portfolio intelligence and data-driven analytics tools intended to support investment research and decision-making. The Service is provided on an "as available" basis and may be updated, modified, or discontinued at our discretion, with or without notice.

You must be of legal age in your jurisdiction to enter into a binding agreement to use the Service. When creating an account, you agree to provide accurate, current, and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

Content, analytics, and outputs generated by North Sharewarden are provided for informational purposes only and do not constitute financial, investment, tax, or legal advice. Any decisions made based on information obtained through the Service are made at your own risk. You should consult a qualified professional advisor before making investment decisions.

Certain features of the Service may require payment of fees. Where applicable, pricing, billing frequency, and payment terms will be presented to you at the time of purchase. Fees are non-refundable except where required by applicable law or expressly stated otherwise. We reserve the right to change our pricing with reasonable prior notice.

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, reverse engineering the platform, interfering with the Service's normal operation, uploading unlawful or infringing content, or using the Service in violation of any applicable law or regulation.

All content, software, design elements, trademarks, and materials associated with the Service are owned by or licensed to North Sharewarden and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service; you receive only a limited, non-exclusive, non-transferable license to use the Service in accordance with these Terms.

Where you submit data, files, or other content to the Service, you retain ownership of that content but grant North Sharewarden a limited license to process, store, and use it as necessary to provide and improve the Service. You are responsible for ensuring you have the necessary rights to submit any content you provide.

The Service may integrate with or link to third-party tools, data sources, or websites that are not owned or controlled by North Sharewarden. We are not responsible for the content, accuracy, or practices of any third-party services, and your use of them is at your own discretion and risk.

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not guarantee that the Service will be uninterrupted, error-free, or free from harmful components.

To the fullest extent permitted by applicable law, North Sharewarden and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from or related to your use of the Service, even if advised of the possibility of such damages.

You agree to indemnify and hold harmless North Sharewarden, its affiliates, officers, and employees from any claims, damages, losses, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

We may suspend or terminate your access to the Service at any time, with or without cause or notice, including for suspected violations of these Terms. You may also terminate your account at any time by discontinuing use of the Service. Provisions that by their nature should survive termination will remain in effect.

We may revise these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where North Sharewarden operates, without regard to conflict of law principles. Any disputes arising under these Terms should first be addressed through good-faith negotiation between the parties.

Questions regarding these Terms can be directed to us through the contact channels provided on our Contact page. This document is a general template and should be customized to reflect your organization's actual practices and applicable legal requirements.